Riskguard Insurance Solutions Inc

Personal Insurance

Homeowners, condo and renters insurance and auto policies are all personal lines policies. Other types of personal policies may include Motorcycle, Boat, RV and ATV Insurance as well as medical, dental, vision, life and disability, travel insurance, and coverage for scheduled items like jewelry, art, and other collectibles.

8 of the most important types of personal insurance are 

  • Term Life, Universal or Whole Life Insurance
  • Auto Insurance
  • Homeowners/Renters/Condo Insurance
  • Health Insurance
  • Long-Term Disability Insurance
  • Long-Term Care Insurance
  • Identity Theft Protection
  • Umbrella Policy

There are many others, however, depending on an individual’s or family’s needs. For instance, if you have a boat, RV, or other “toys” these are also covered by personal lines policies, as are expensive collectibles or scheduled items like high-end jewelry, watches, art work, gun collections and similar expensive items that need specialized coverage.